Rating based on 4 reviews

Car Loans

Updated
  • Car loans up to $80,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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Car Loans homepage
Author Car Loans. Screenshot of Car Loans website.
[Accessed April 17, 2018]

Car Loans - Quick approval rates

Carloans.co.za should be your first stop when you are looking for a vehicle that will suit your budget. Get your car loan approved quickly and take advantage of our low-interest rates,

To get an obligation-free quote complete the online application form and we will let you know exactly how much you qualify for and how long you have to pay back the loan.

Our clients come first

As a valued client, we make sure that you are treated right and that all your questions and concerns are addressed.

If you need anything one of our friendly consultants will be more than happy to assist you. You will be assigned a consultant that will know the details of your car loan agreement so that you don’t need to explain your situation to multiple people.

Getting your loan approved quickly

The most annoying part about applying for a loan is completing mountains of paperwork and waiting around to hear if your loan application is approved or not. We simplify the process so that all you need to do is complete the online application form and you will receive an outcome of your loan application within a few minutes.

Putting you in the driver's seat

With one application you will have access to a wide range of reputable lenders, we will apply to them on your behalf and send you the options that you can choose between. Compare loans and chose the one that best suits your needs, once you have chosen let us know and we will sort out the details for you.

Car Loans Services

We offer vehicle financing for those that have a good or bad credit report with a vehicle to suit any type of budget and get you driving the car of your dreams as quickly as we can.

Bad credit car loans

If you have a bad credit score, we offer special car loans for those that have a bad credit score and have been turned down by other lenders in the past.

As long as you meet our minimum requirements and show that you have the ability to repay the long or short-term loan your loan application should be approved.

The professional advice you can trust

If you need some advice when you are looking for your vehicle our consultants will happily guide you through the process. To give your application a better chance of being approved, we will look at your application and point out anything that could be a problem so that you can rectify it before your loan application is declined.

Our consultants are highly skilled and trained to handle the regulatory changes and we help you navigate the marketplace to find the best deal available.

Sick of hearing no? We say yes more often

Even if you have applied to banks or other traditional lenders in the past and your unsecured blacklisted loan application was declined, we may still be able to assist you with a car loan. Our great relationship with the lenders in our field enables us to secure you a deal that other lenders wouldn’t be able to.

Car Loans – Car loan

  • Loan Type Car loans
  • Interest Rate 11.9528.95% p/a
  • Loan Amount up to $80,000
  • Repayment 12 months to 5 years

Benefits of Car Loans

  • Interest rates are lower
  • Approval is fast
  • Bad credit is welcome

Car loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Car Loans - Your car loan can repair your credit score

When you apply for a bad credit car loan you will be able to use this to help raise your credit score.

If you reduce the amount that you borrow, boost the payment amount, and pay off the loan as quickly as you are able to this will reflect positively on your credit report.

By paying off your loan early you will lower the amount of interest that you are charged. Speak to one of our specialists to help you get the most out of your car loan and show you how it can benefit you.

 Getting a car loan with us

When you apply for a car loan you will need to meet certain minimum criteria in order for your loan application to be approved.

  • You need to be at least 18 years old and hold a valid driver’s license
  • Prove that you have enough money to repay the loan comfortably
  • Provide proof of your income in the form of bank statements
  • Provide your last 3 months bank statements
  • You may in case of a bad credit loan application need to provide proof of your expenses

It is advisable to apply for a pre-approved car loan so that you know exactly how much you have to spend and to give you bargaining power.

If you have already found the vehicle that you are looking for then we can set up a meeting with the car dealer to finalize the agreement and make payment.

Make sure that you are covered by insurance

As part of the personal loan agreement, you will need to ensure the vehicle that you are purchasing. The vehicle will need to be insured for the duration of the loan agreement. Your vehicle acts as security for your loan if you default on loan payments your vehicle may be repossessed to recover the costs of the loan.

When you need a car loan in a hurry click on over to carloans.co.nz and we will put you in the driver’s seat.

Customer Reviews & Testimonials

If you are wondering if you can get a car loan all you have to do is answer the quick quote information and they will let you know what loan you qualify for.

Kellin J
— Auckland —

If you are looking for a company that will care for you and finds you the best of the best for your budget then you are at the correct company.

Jenni L
— Napier —

They have the most amazing staff they have helped me to fill out my application and send it through and guess what the best part is I was approved.

Kelly M
— Nelson —

Car Loans Contact

Physical Address


Postal Address

  • PO Box 98899, Manukau, , Auckland, 2241, New Zealand

Opening Hours

  • not available