Rating based on 27 reviews

ANZ Bank

  • Car loans up to $40,000
  • Low-interest starting from 12.90%
  • Repayment up to 7 years

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Author ANZ Bank. Screenshot of ANZ Bank website.
[Accessed April 17, 2018]

ANZ Bank - Make your dreams come true

The dream of owning a car is always short-lived when you think about the financial implications involved in applying for a vehicle or personal loan.

However, it shouldn’t be the case; you should be just as excited as you normally when you buy your other assets.

ANZ Bank is one of the few registered financial service providers that assist when it comes to getting the right deal for our clients.

We know that they normally have other financial obligations like their home loans and bills that they need to attend to and it wouldn’t be fair for their budget to hike the prices to an all-time high for the simple reason of getting profits.

Change your perspective about money

It is imperative that customers remember that we are not in the business of making money, but we are rather in the financial industry to help clients and make them change their entire perspective when it comes to financial management.

It is not everyone who misuses money when they have it, but it is a very few people that are disciplined when it comes to their expenses, that is mostly the type of people we put emphasis on.

Adhering to the terms and conditions

While it might be exciting to sign your car loan contract without looking into your clauses and what is expected of you as the client, you need to read the agreement before you sign it.

Once you have signed it, we take it that you have not only read the terms and conditions, but you have also accepted them as they are.

ANZ Bank Services

Each and everything we do is done with the sole purpose of ensuring the client is always put first. After all, that is what we are here to do – to ensure that the customer is well catered for.

We want you to happily drive your car knowing that you were not only financed accordingly but are also happy with the monthly interest charges you are going to be paying.

We don’t want you to constantly feel like you are heavily indebted on a bill that is too difficult for you to pay. Instead, we want you to be able to live life freely knowing that you are settling a bill that is well within your budget restrictions.

How to apply for a car loan

The easiest way of going about your vehicle finance is filling in the online credit form. Here, you will be required to complete your personal details as well as financial information.

The faster you fill in the required questions available for you to answer, the better. Also, you need to ensure that you answer the questions as truthfully as you can.

Lying or omitting information when applying for a car or personal loan with the hope that you will be given first preference will not help you in any way.

This will put your name in a bad light and you may never be granted future credit again because of the misinformation you displayed. ANZ Bank does not offer bad credit loans.

It is always wise to ensure that you never ruin your reputation especially if you know you will need help in the near future.

ANZ Bank – Car loan

  • Loan Type Car loans
  • Interest Rate from 12.90%
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years

Benefits of ANZ Bank

  • Flexible repayment terms
  • No additional charges for early repayment
  • Quick funding

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

ANZ Bank - Helping you buy your dream car

How do I ensure that I meet the requirements?

It isn’t much you can do to ensure that you meet the requirements for one of our vehicle loans. The only thing that can help is if you fix your finances and ensure that your credit profile is always in a favorable condition. That way, even when you are looking for funding, it will not pose as a bad thing especially on the customer’s side.

The customer has to be above the age of 18 years. At this point in time, we believe you are mature enough and you know what you're getting yourself into. Another criterion a client should have is some type of employment that is solid.

The last thing you want to do is buying a house while you are not certain as to how you going to pay for it. The customer should also be a New Zealand citizen or should have permanent residency to stay in New Zealand.

If you meet all these requirements, your online credit application will be easy to process. On the other hand, if you don’t, we will let you know what exactly is it that you need to fix and how you need to go about it. In essence, we will always be available to help you and show you the way. We don’t want to see our clients struggle while we are available to help them see a whole new financial perspective.

Money will be available

Once everything has been processed, you will be notified and the money will be made available in your bank account as soon as possible. Furthermore, the loan will not take too long before you can utilize it to make your vehicle purchase, everything will be done in the shortest turnaround time.

However, we must emphasize the fact that we will not be held accountable for a delay that might be made by the bank. Once we have made the necessary transfer, how long the bank takes to deposit the money in your bank account is out of our hands. To make everybody feel at ease, though, it will not take longer than two business days.

Customer Reviews & Testimonials

Yes, they have helped me to get the perfect car loan and it didn’t even take up my whole day of standing in a queue all I had to do was apply online.

Jenna L
— Auckland —

They helped me to keep my car when it came to the last payment I was not aware that there was a balloon payment and with the help of ANZ. I was able to keep my car.

Terry B
— Queenstown —

If you have any queries they will help you get through all of them with the correct information and they will help you to get the car that you need versus the car you are wanting.

Jimmy S
— Wellington —

ANZ Bank Contact

Contact Number


  • not available


Physical Address

  • 215 Lambton Quay Wellington Wellington Region 6011 New Zealand
  • Get Directions

Postal Address

  • Private Bag 92210 Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –