- Business loans up to $200,000
- Low-interest starting from 6.89%
- Repayment up to 5 years
[Accessed April 17, 2018]
HSBC - Online business loans
HSBC has been in operation for months helping businesses elevate their prospects. It gives us great pleasure to know that we have helped a number of entrepreneurs with their businesses.
The very same operations that we have helped have blossomed to be really great enterprises today. So much so, that we have expert and customer sections on our website where we offer details on our online loans and online banking options.
A good financial plan
This is where business owners who have now grown to become experts tell us about their background and how they got to where they are today. Furthermore, they touch base with the challenges that their businesses faced and how they were able to handle them.
This serves as an excellent platform for upcoming businesses and small businesses that are just trying to survive the economy. Most entrepreneurs will outline the necessity of refusing to be ordinary and always strive to reach and succeed at all odds.
HSBC expert and financial advice
One of the things that we pride ourselves on at HSBC is having skillful consultants who are not just interested in the paycheck, but also care about the financial lives of their clients.
Our agents go above and beyond to ensure that our customers are not only treated with respect and professionalism but are also given excellent financial advice.
A client never has to worry when our consultants are ready and willing to help throughout your business journey. Alternatively, you can book an appointment if there is something you don’t understand regarding our business finance options and we will clarify any confusion.
The first and most important step is applying for business finance. This can be done online and on any computer.
The client has to fill in an application form that normally includes answering certain questions.
These queries vary from personal questions to financial questions. Everything that we ask for is mainly part and parcel of our loan application process.
Confidential loan applications
Everything we do is strictly confidential and will never be shared by us or the agents that help you. There is a Private Policy that they have to adhere to.
No agent is allowed to discuss your loan with anybody whether it is a personal loan or a business loan.
If you find out that they deviated from this policy, you have every right to report such misconduct and we will see to it that disciplinary measures take place. There are no favors at HSBC, if one of our people failed you, there will be consequences.
HSBC business loan verification
After you have submitted your application, you are required to submit certain documentation to us for assessment and verification.
These documents will vary from one business to the next based on their description and their financial status.
The sole purpose of the verification process is so that we see that everything corresponds with the information that you stipulated on your loan application.
HSBC – Business loan
- Loan Type Business loans
- Interest Rate 6.89 – 29.99% p/a
- Loan Amount up to $200,000
- Repayment 1 year to 5 years
Benefits of HSBC
- Loan comparison
- fast online application
- Quick funding
Business loan calculator
HSBC - A reliable credit provider
The money will be at your disposal for you to use
After we have checked everything and we are satisfied, we will deposit the money into your business bank account for your disposal. After the money has left HSBC, we are no longer responsible for the turnaround time.
When a loan application is turned down
There could be a number of reasons that amounted to having your online loan application rejected. For starters, if you have too much debt, we might not be able to help you see that you have too much on your plate.
Also, what many clients don’t realize is that we are usually trying to help clients when we can see that they are responsible for many expenses. We don’t want to add another financial burden for you to carry out. Seeing that you are in a business, the last thing you need is a bad credit record.
Settling your loan sooner
Customers are more than welcome to pay their business loan sooner than the agreed-upon date. There will always be bills that need to be settled and if you can pay your credit sooner, do it and get it out of the way. By doing this, you have one less credit to worry about.
When you miss a payment
Should you not be able to meet your financial obligations due to unforeseen circumstances, you will be liable for charges. Furthermore, the charges will be on the basis of how long it took you to settle your date. The more you wait, the more the amount increases.
This may stain your credit profile and it will become very difficult for you to apply for credit in the future. Seeing that you want to have a prosperous business, the last thing that you need is to create a bad name for yourself and your brand.
It is for this reason why we usually advise our customers to not apply for an advance if they are not too certain how they going to pay for it. It is always far better to protect your reputation than to have it dragged on the ground.
Setting up an appointment
If you would like to address the financial status of your loan and other queries, you can call one of our agents to book an appointment for you. We will address every issue you have with us and we will make you understand how we operate as a registered financial services provider.
Customer Reviews & Testimonials
When we had a problem from an over draft that we got ourselves into we contacted them and they were so happy to help us we took our loan and that was almost two years ago and we still will stay w...
— Wellington —
Our company is grateful to them - without them several times we would have lost our company due to people not paying account. They have helped us many times.
— Timaru —
This is the company that has helped our company and their service is great and that is why we love them and we will recommend them.
— Christchurch —
- 188 Quay Street, Auckland CBD, Auckland 1010 New Zealand
- Get Directions
- PO BOX 5947, Wellesley Street, Auckland, 1141, New Zealand
- Monday 09:30 – 16:00
- Tuesday 09:30 – 16:00
- Wednesday 09:30 – 16:00
- Thursday 09:30 – 16:00
- Friday 09:30 – 16:00
- Saturday – Closed
- Sunday – Closed