Rating based on 30 reviews

Admiral Finance

  • Business loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 60 months

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Author Admiral Finance. Screenshot of Admiral Finance website.
[Accessed April 17, 2018]

Admiral Finance - Financial assistance for businesses

Opening a business is a bittersweet experience. Bitter in the sense that you either already have competition and you are now tasked with the responsibility of ensuring that you are better than your rivals.

However, it is also sweet in the sense that it is usually a phenomenal moment that you have always dreamt of. To have a business is a dream that most people have only imagined.

Being able to put that dream into reality is a great reward. Although all that may seem good and merry, you might still need financial assistance.

We can fund your business

Admiral Finance has been offering business loans for a number of years. We don’t want to restrict our client’s operations due to having insufficient funds to make it a great success. After all, we take great pride in people who have taken the initiative of being their own boss and we are willing to help them in the best way we know how.

Meeting certain criteria

As much as we would like to help everybody, we know that is not possible. There is a certain criterion that businesses need to meet in order to have their online loan applications approved at Admiral Finance. For starters, the business needs to make money.

Essentially, that is the only way they would be able to pay for our loan. Seeing that business loans are slightly higher in amount, their surplus also has to be quite high. The last thing we want is to have a business go broke after settling their instalment with us.

Admiral Finance Services

By using a calculator, the client will know exactly how much they have to pay. Although these are usually estimates, there is often not much change when you do the actual quick loan application.

Furthermore, we always advise our customers to make use of the calculator before applying for credit. It is always good to have an in depth picture of the amount you have to pay in the long run.

Income evaluation

Although we usually don’t require our clients to have a stable job to apply for a loan, they should be able to pay for the credit plan they are applying for. In essence, we usually require our customers to have a job but if you can be able to prove to us that you will be able to meet your financial obligations, we will consider your loan application without any difficulty.

The required ID 

We accept driver's licenses, passports, birth certificates, debit cards, and credit cards.

No surprises in the small print

One of the reasons we encourage our customers to read their contracts and not only sign them is because we want to ensure that they too are happy with the service rendered and that there are no problems.

There will be no surprises from us that the clients have to worry about. However, we do advise our clients to read the Terms and Conditions of our business finance and let us know if there is anything they would like us to clarify.

Admiral Finance – Business loan

  • Loan Type Business loans
  • Interest Rate 13.9523.95% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 60 months

Benefits of Admiral Finance

  • Funds released within 24 hours
  • Quick online application
  • Speedy approval

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Admiral Finance - Helping your business grow

What can I borrow money for?

Unlike most credit providers that often want to know what you going to use the money for, Admiral Finance will not divulge into such questions. We believe if you have met our criteria for a short-term loan, there is no reason why we should want to know any further questions. Furthermore, everybody who applies for a loan is matured enough and will never use the money for any shady dealings because it will be their name that may be in jeopardy.

Early repayment

The only charges will be if your loan is still far from being completed. On the other hand, if you are nearly done with paying off your loan, there will be no charges incurred. We have had a lot of clients wait while they still had the means to settle their loan sooner because of the charges.

It is good to have your credit paid off and not have any debt to worry about come payday. Therefore, we encourage our customers to settle their payday loans earlier if they can regardless of the charges involved.

Having a bad credit

Clients who have had an imperfect credit history are welcome to apply for a bad credit loan. We believe in giving people second chances and this is no better way to do it. In essence, we often don’t punish you from how you used to pay your debts in the past.

We are more concerned about how you pay your loans now. Therefore, if we find discrepancies, it may be difficult to help you out. However, if you have changed for the good, we will applaud such a transformation by approving the loan you are applying for.

How long it takes to get the money

Although we strive to fast track the process and have the personal or business loan deposited the same day, it will only depend on when we received your documents. If everything is done quick and fast, the money may be deposited into the client’s bank account on the same or the next business day.

man holding thumbs up

Admiral Finance is a trusted & reliable provider of business loans

In our review, Admiral Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Admiral Finance is a registered credit provider in New Zealand: FSPFSP 9421

Customer Reviews & Testimonials

Admiral understands the financial needs of the company and that is why we choose them for our business loans.

John S
— Auckland —

They have ensured that our business was able to make small loans to get more equipment to further our business so that it can grow.

Jane L
— Christchurch —

Their service is great and we will always use them due to them understanding our needs at all times of the year.

Jason R
— Queenstown —

Admiral Finance Contact

Physical Address

Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –