Rating based on 29 reviews


  • Business loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

In-page navigation

Westpac homepage
Author Westpac. Screenshot of Westpac website.
[Accessed April 17, 2018]

Westpac goes above and beyond

The number of years we have been in service is proof that with hard work, everything is possible. It wasn’t easy to get to the point that we in now in the financial sector but we were able to because we wanted to be the best in the field. Westpac goes above and beyond to ensure that clients get the best business services.

It is slightly demotivating to realize that there are so many great ideas you have for your operation but you don’t have the financial resources to materialize such visions.

Nonetheless, having a safe haven like Westpac to help you makes you sleep better at night. The best thing to do is to apply for business finance so that you give your enterprise the boost that it needs.

Biting more than you can chew

As much as we are open to helping your organization, there are certain things we also need to look into.

For starters, in order for us to determine the amount of money we can borrow, we have to gather how your business is performing financially.

Proof of financial records is great evidence for the analysis that we will be making. At the end of the day, we want to be able to give you a long or short-term loan you can afford to pay off without making other arrangements to pay us at a later stage.

By doing this, we are not only securing your enterprise, but we are also protecting your financial reputation should you require a loan in the future.

Westpac Services

One of our principles is ensuring that we make our customers happy. Having said that, there are a number of initiatives that we do to make our country a better place.

It is very rewarding to know that we can be part and parcel of helping communities reach greater heights. The way we care about the community is the same way we love the environment. We would never degrade the atmosphere because we want the next generation to have the pleasure of seeing it.

Adhering to the privacy policy

We have had to reassure a lot of clients that everything we do with their credit applications is strictly confidential. The only person who will know your personal details and your business information is the consultant who will be dealing with your online loan application.

We have to adhere to our company policies and one of them being the Private policy is ensuring that every customer’s information is protected.

Westpac’s terms and conditions

When we approve your business loan, we will send you a credit agreement that you need to approve. It is imperative that you read the fine print because that is the only way you will know what is expected of you as a client.

Furthermore, you need to ensure that you follow suit to everything that is stipulated on your contract. This way, you will pay your loan every month and we will be able to help you without fail the next time you apply for credit.

Westpac – Business loan

  • Loan Type Business loans
  • Interest Rate 13.9520% p/a
  • Loan Amount up to $50,000
  • Repayment 12 months to 5 years

Benefits of Westpac

  • No early repayment costs
  • Affordable rates
  • Flexible repayments

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Westpac - A responsible lender

As much as we want to help our clients enhance their businesses and move them to greater heights, we will not put them in further debt if we see that their operations are not performing in a good financial state.

Having said that, we want our clients to know that it is vital that their companies should be able to produce profits because that is the only way they will be able to pay for the quick cash loan that they are applying for. It gives us great pleasure to see a cooperation flourishing with a little bit of our financial assistance. Be that as it may, we want to see them having the financial capacity to stand on their own two feet one day.

We are not in the business of making profits from our customers, we are in the enterprise of ensuring that we do whatever it takes to ensure that they make profits with their trade so that they say relevant and within the market. It is not a great sight to see a business owner do everything it takes to keep their trade going and having to shut it down due to not having enough clientele.

Having problems with your payments

There might be a lot of reasons that may prevent you from paying your business loans. However, if you don’t notify us on time, we will assume that you skipped your repayments on purpose.

It is important that you inform us as soon as possible so that we can try to make another plan for you. Should you continue to miss your installments, you will stain your credit profile and this will not work in your favor if want to apply for an advance in the future.

Early loan repayment

If you have the money to pay for your loan online sooner than the scheduled date, you are more than welcome to do so. By doing this, you will be able to deal with other business debts and forget about the ones that you have already taken care of.

Customer Reviews & Testimonials

We have been dealing with them for years our company gets the credit cards and more from them and that is why we will always take loans from them.

Jennifer W
— Christchurch —

The service is great and the people always are willing to explain to you not once or twice but as many times as you need to hear it. They truly are amazing.

Sasha L
— Auckland —

When we went to get a business loan from Westpac we got the loan and while they were at it they helped us to get the best insurance on our vehicles and business.

— Johnny C —

Westpac Contact

Physical Address

Postal Address

  • Westpac New Zealand Ltd PO Box 934 Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 16:00
  • Saturday 10:00 – 14:00
  • Sunday – Closed