Rating based on 37 reviews

GE Capital

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GE Capital homepage

Author GE Capital. Screenshot of GE Capital website. [Accessed April 17, 2018]

About GE Capital

When you are a game changer like us, it is common knowledge for society to think we never run low on funds. It is for this reason why we understand how it must feel like when a client feels like their business is at the brink of closure if they don’t get a loan to change their fate.

GE Capital has helped a number of enterprises that were desperately looking for credit. We have also seen the very same businesses “rise from the dead”. It is a great feeling to know that you were part and parcel of helping an organization transform from mediocre to the best. In essence, that is what we are here for.

Drive your business forward

We are the driving force that has been offering business finance for a number of years of struggling and even reputable companies. At the end of the day, we don’t want to see our customers having to shut their doors because they don’t have money to pay their suppliers. We want to see the very same entrepreneur open another franchise because business is doing great!

Adhering to our privacy policy

The private information that we request form is specifically for the purpose of your business loan application. Clients can rest assured that their information is safe and won’t be exploited. The only person who is going to see your details is the agent who is going to deal with your application. After that, such details are only kept for record purposes should an auditor, require them in the near future.

GE Capital Services

The first step is completing an online loan application. This application is generally just seeking more information about your personal, financial and business details.

We have made the application to be very easy to follow and you will be done with it in a matter of minutes. After you have completed the application, double check it again to see if you haven’t skipped any sections as we will not accept any incomplete applications.

GE Capital verification of documents

After we have received your loan application, there are certain documents that we may require from you as part of the credit application process. These may include the financial statements and bank statements of your business among others

We need to verify if we are dealing with the correct person and also check that the information that you stipulated on your loan application corresponds with the details that are included in your documents.

If successful, we will transfer the loan in due course

Once we have checked everything and we are satisfied, we will approve your loan application and we will deposit the money into your nominated bank account. Depending on what time the business loans were approved and which bank you using, the money may take a minimum of a day to a maximum of two business days to reflect on your bank account.

GE Capital Product Details

  • Loan Type Business loans

Summary of Services

  • PERSONAL Loans
  • BUSINESS Loans

GE Capital - Bad Credit clients can apply

Should you not meet our lending criteria and we have to decline your loan application, we will still notify you of the reasons thereof.

Will my loan application be accepted if I apply for more than one loan?

If you require an additional loan, you can apply for it the same way you did with the first. However, we must mention that no favours will be done for you regardless of you already have a credit plan with us.

We will follow the procedure that we follow for all our first-time customers. We usually encourage our clients to take one loan at a time instead of having a lot on their plate. Nonetheless, if they can afford to pay two business loans at the same time without skipping any months, they are more than welcome. What we are avoiding at the end of the day is ruining your credit profile for a loan you could have at least taken after finishing off the first one.

Can I apply if I have bad credit?

The extent of your bad credit will have to be assessed by us. It's usually not too bad, but if it is, we will try to make another plan for you. Although if your bad credit history was the issue, we are more concerned about how you are paying your debts now. We also believe in giving bad credit payers a second chance with a bad credit loan because quite frankly, everyone deserves one!

How do I make a complaint?

As much as we try to offer our clients a great service, we know we won’t always get it right. If you feel you have been wrongfully mistreated and you would like to make a complaint, you can do so by contacting us as soon as possible. We will try to make the compliant run as smoothly as possible and you are welcome to escalate the matter should you feel we didn’t do you any justice.

Can I set an appointment with one of the consultants?

If you would like to discuss your long or short-term loan application in person, you can set up an appointment with one of our agents and we will be expecting you. Don’t hesitate to make the call and book a time that is convenient for you. We are always available to our customers!

Customer Reviews & Testimonials

What wonderful work they do at the company if you are unsure of where to go to get your peace at mind for your business loan then I recommend you use them.

Gordon L
— Auckland —

The service is excellent whether you have a simple question or need information they are willing to help you get what you need and more.

Tanna S
— Wellington —

Genuinely superb product and service.

Garreth H
— Nelson —

GE Capital Contact Details

Physical Address

  • 10 Pacific Rise Mount Wellington Auckland Region 1060 New Zealand
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 09:00 – 17:00
  • Sunday 09:00 – 17:00