Rating based on 17 reviews

Asset Finance

  • Business loans up to $400,000
  • Online application
  • Repayment up to 5 years

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Author Asset Finance. Screenshot of Asset Finance website.
[Accessed April 17, 2018]

Asset Finance - Expert business loans

It takes a great deal amount of courage to open a business and run it till it starts reaping what you have been sowing. The fruits may take months or even years to start to show but once you have a vision, nothing will stand in your way.

Patience goes a long way as well because you might have to wait a bit before your enterprise starts streaming in surplus.

Asset Finance is set out on helping upcoming and even entrepreneurs who have been in the industry for a long time with affordable business finance be it traditional loans or short-term loans and alternative solutions such as overdrafts.

We may not have all the answers but we do know that having a business loan can be exactly what your organization needs to be driven in the right direction.

A business loan for any type of idea

We will never give our clients the limitation of not being able to decide why they need a business loan. Instead, we offer our advice to some customers who are just starting and don’t really know what to prioritize first in their venture. For any enterprise to be successful, there have to be certain things that you  need to have for your operation to survive.

Human resources, machinery, and a good reputation are some of them. Although reputations are often built over time, the last thing you need is to start your business on the wrong foot of the media and your clientele. It is important to remember that good publicity surpasses bad publicity any day.

Asset Finance Services

Although we have turned down a few business loans, this isn’t due to an indefinite response. We work tirelessly to ensure that customers get the best credit deals. Should we decline your application, we will give you all the reasons that led to us having to turn you down.

We always advise our customers to go and fix the red flags and come back to re-apply. We follow a strict policy and procedure and in order for it to remain effective, it has to be followed all the time. We don’t do any customers any favors everyone is treated with the same amount of loyalty and respect.

The need for a business loan

There could be a number of reasons that may require you to request a business loan. It is not always the obvious fact that your operation is crumbling down.

Sometimes, you might be looking into venturing into a different industry and might need a little capital to start up.

On the other hand, you might need machinery that has the ability to make you work faster and more efficiently. The reasons are not always negative. There are many good things you could do for your organization.

In the end, when your cooperation starts to blossom into greener pastures, you will start to see a heap of profits.

This way, everybody is happy and the enterprise is even growing from one level of growth to the next. At Asset Finance, we always try to make everybody happy.

Asset Finance – Business loan

  • Loan Type Business loans
  • Loan Amount up to $400,000
  • Repayment 3 months to 5 years

Benefits of Asset Finance

  • Flexible loans
  • Save money and grow your business
  • Business and asset finance

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Asset Finance - Reliable business finance

What if I can’t make my payments?

We understand that life may throw us some curveballs and it might be difficult to maintain payments. If you are unable to pay your business loan, please inform us as soon as possible. Clients usually wait for the day of the scheduled payment collection and that is already too late for us to try and figure something out.

In essence, we might be able to come up with another plan if you tell us in time. However, we must emphasize that constantly missed payments will have a bad reflection on your credit profile. It will be very difficult borrowing your money in the future.

At the end of the day, we love to help our clients with business finance, but if you are not too certain if you will be able to meet your financial obligations, rather don’t apply for credit in the first place.

Requirements the client must meet

In order to apply for a loan online, the client must be above the age of 18. He must also be a New Zealand resident or should have permanent occupancy at New Zealand. The nature of your business must be able to prove to us that you will have the money to pay back the credit you are applying for.

If we are not convinced, we will advise you on what you need to do in order for us to approve your application the next time you apply. Clients should never feel discouraged when we reject their credit applications. For starters, we will never decline their request without valid reasons. Secondly, we will teach you what you need to do better in order to get the green light.

Applying for more than one loan

We don’t want our customers to feel overwhelmed with having too many debts on their hands. Although you may be eligible for a secondary loan while you still have one, we advise our clients to always have one loan at a given time. This way, you won’t feel too pressured.

Customer Reviews & Testimonials

They have made my dreams come true by helping me to get my business started and now I am doing well enough to say that I have almost paid my loan off in full.

Craig L
— Auckland —

The service is great when I was shopping around for a loan I contacted them and they helped me to get all the information that I would need for my business loan so I decided to take the loan with...

Jenni R
— Wellington —

The best part about them is no matter where you are in New Zealand you can find a branch anywhere and that is why I will never leave them.

Johnny C
— Auckland —

Asset Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 497, Whakatane, 3120, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed