Rating based on 34 reviews

Morgan Finance

  • Loans bad credit up to $50,000
  • Low-interest up to 18%
  • Repayment up to 60 months

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Author Morgan Finance. Screenshot of Morgan Finance website.
[Accessed April 17, 2018]

Morgan Finance - A fast and efficient loan service

Morgan finance is your financial solution when you need a loan between $500 and $50,000. The online loan application process is simple and straightforward and you will be given an outcome within 3 minutes.

We know when you need money, you need it now that is why once your application has been approved, we will transfer the funds to your account in as little as one working day. Our staff is highly trained to deal with any questions or issues that arise, they are friendly and helpful and will do everything they can to assist you with the lending process.

Advanced technology makes everything easy

Take a moment to log onto our website and complete the application form this should only take you a few minutes. You can apply for a personal loan 24 hours a day, 7 days a week. Once you have completed the application form and provided the relevant necessary documents, we will process your application and let you know the outcome in a few minutes.

The pre-approval process

If you would like to find out if you are pre-approved, then fill out our short survey. We will verify your data and let you know within 3 minutes if your quick cash loan was approved. If your loan application was unsuccessful, we would advise you to apply again using a joint application.

There is no obligation to take the loan if you are pre-approved the loan will only be finalized once you have signed the loan agreement and received the money.

Morgan Finance Services

Our bad credit loans are loans offered to those higher risk clients that may not have the best credit record. Bad credit loans require a form of collateral and are known as secured loans. The loan is secured by the property or vehicle that you own.

You are seen as a risky client to lend to because of your poor credit rating, but by providing security to the lenders, know that if you don’t pay back the loan, then they can claim your collateral to cover the loan amount.

Apply using a joint application

If your credit score is very bad and we are unable to help you with a blacklisted loan then we would advise you to make a joint application

Apply with a person that has a good credit score and your loan application should be approved.

Make sure that you always pay your loan on time to keep your credit history clear.

If you do not make payments on this loan you could negatively affect the other person’s credit that jointly with you.

Loans for unemployed people

If you are unemployed and you are in desperate need for some cash, we would like to assist you.

If you are receiving any benefits or waiting for a settlement amount we may be able to help you with a short-term loan until you get back on your feet.

Morgan Finance – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 18%
  • Loan Amount up to $50,000
  • Repayment 12 months to 60 months

Benefits of Morgan Finance

  • Fast Loans
  • UNSECURED Business Loans
  • Bad Credit Loans
  • SHORT-TERM Loans
  • Reantal Loans
  • INSTANT Loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Morgan Finance - You can become debt free

If you have a bad credit score and you need to apply for a bad credit loan, then you are probably in some sort of financial difficulty.

Use your bad credit loan to consolidate your debt into one easy to manage payment. This is called a consolidation loan. A consolidation loan is the quickest way to get back on track with your finances. By using your loan correctly, you will be able to get ahead.

Who is eligible to apply?

To apply for a Morgan Finance loan you will need to be at least 18 years old. As our bad credit loans are secured loans you will need to have a form of collateral such as a motor vehicle or property that is in your name and that is fully paid for.

Pros of consolidating your debt using a secured loan

By using your secured loan to consolidate your debt you will benefit by paying a much lower interest rate. You will only need to make one monthly payment that will be much lower and very easy to manage.

A secured loan application is much more likely to be approved than an unsecured application, especially if you have a bad credit score. The lender won’t care about your bad credit history as if you don’t pay the loan they will claim your collateral as payment.

Cons of consolidating your debt with a secured loan

The biggest con is that if you don’t pay back the loan, then you will lose your collateral. You should only consider this type of loan if you are sure that you will be able to make the repayments. Secured debt consolidation loans usually carry a longer-term meaning you will be in debt for longer.

No matter how carefully you plan in life sometimes it’s unpredictable and expensive, so if you need some quick cash then you should give us a call and take back control of your financial future.

Applying for a consolidation loan is a much better idea than relying on credit cards to pay your debt. To help you manage your debt make sure you make wise spending decisions. Make a budget and stick to it.

Customer Reviews & Testimonials

With Morgan Finance, the road to obtaining a loan is not as narrow as it appears. With the use of a joint application, I was able to get the finance that I need. I highly recommend this option to...

Jackie S
— Palmerston North —

Even when I thought that I had hit rock bottom, Morgan was there to help me out. I was unemployed and they agreed to lend me a short-term amount to assist me back onto my feet. They are fair, the...

Alice W
— Gisborne —

With the assistance of a debt consolidation loan from Morgan I was able to become debt-free within a manner of a few hours. One quick application and some minor paperwork and my debt were no long...

Tayla J
— Masterton —

Morgan Finance Contact

Contact Number



Physical Address

Postal Address

  • Suite 5147 24B Moorefield Rd, Johnsonville Wellington, 6037, New Zealand

Opening Hours

  • not available