Rating based on 25 reviews

Geneva Finance

Updated

  • Car loans up to $50,000
  • Low-interest starting from 8.95%
  • Repayment up to 5 years

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Geneva Finance homepage

Author Geneva Finance. Screenshot of Geneva Finance website. [Accessed July 3, 2019]

About Geneva Finance

Geneva Finance Limited is a proudly New Zealand company that specializes in providing vehicle loans to consumer credit and small to medium business markets.

We specialize in vehicle financing and personal loans of up to $65,000.

We have helped countless New Zealand citizens since 2002 and our business keeps growing because we provide fast, friendly, efficient service.

Our rates and fees are highly competitive and we will give you an outcome on your loan application quickly.

Car loans to get you on the road quickly

Apply online for a pre-approved loan so that you know how much you qualify for. You will receive an outcome within 2 minutes and you could qualify for a loan with interest rates as low as 11.95%.

What makes us different:

  • Our personal loan interest rates range from as little as 11.95%
  • You can save on fees by using our website to apply online
  • You will save on insurance costs when you apply online
  • You will be able to make bulk payments on your loan without having to pay any penalty fees or other charges.

Geneva Finance Services

Applying online not only saves you time but money as well. When you apply for a loan online you will qualify for discounted rates and we will treat you as though you are a cash buyer.

When you apply for a Geneva Finance car loan you can rest assured that you will be getting the best deal available.

Choose Geneva Finance if:

  • You want to pay the lowest interest rates
  • If you want to save on fees and not pay penalties for repaying your loan early
  • If you want fast, friendly, efficient service that you can trust
  • If you want to apply for a car loan quickly and simply
  • If you want to experience the best service and get advice from the experts
  • If you want a loan designed to suit your individual circumstance

We won't waste your time

We aim to get you the financing that you need as quickly as possible.

We have implemented a system that takes the stress out of applying for a car loan by simplifying the application process.

Geneva Finance Product Details

  • Loan Type Car loans
  • Interest Rate 8.95 – 28.95% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 5 years

Summary of Services

  • No-obligation loan inquiry
  • Instant response
  • Money into your account within 24 hours

Geneva Finance - Quick online applications

Our online application process is simple and effective, it only takes a few minutes to complete the online application form and you will receive an outcome within 10 minutes of applying.

If we are unable to assist you with a car loan we will let you know immediately as not to waste your time. If we are able to assist you then we will connect you to a lender that will explain to you in detail how the process works and help you determine how much money you will need to borrow.

100% obligation free

Apply for pre-approval and find how much you qualify for, to apply is 100% and there is no obligation to go ahead with the loan if you don’t want to proceed. If you do decide to go ahead with the loan.

Once your loan application has been approved the money will be paid into your account within 24 hours.

Every client is different and may not have the same needs and desires when it comes to their car loans.

We pride ourselves in listening to your needs and designing a customized loan solution that suits your needs and your budget. When we decide on how much interest you will be charged.

We base our decision on the following factors:

  • How old you are and if you are applying with a joint application
  • Your credit history and your credit score
  • Your current employment and your employment history
  • Any financial obligations that you may have
  • If you have a driver’s license and what type of license you hold
  • If you are putting down a deposit or offer any collateral against your loan

How much the loan will cost

The Geneva Finance difference is that we don’t have a flat fees rate when it comes to fees and charges instead our fees are calculated according to your individual needs and requirements. We charge a minimal fee to cover administration costs that are associated with your loan but the costs for each client will be different.

You will only need to pay for the service that you are using. We will give you a detailed breakdown of what you are being charged for so that there are no surprises later down the line.

Loan administration fees

Your long or short-term loan contract is very transparent and all fees are calculated as part of the installment.

Fees that apply include:

  • $2 per week installment
  • $4 per fortnightly installment
  • $8 per month installment for other fees

A referral fee charged by outside dealers or brokers is capped at a maximum of $1,000 when you don’t apply directly through Geneva Finance.

Help us to help you

If your circumstances change and you are having trouble paying your installments, please let us know so that we can help you. If you remain silent, we don't know what is going on and we will be forced to penalize you with extra fees and additional charges.

If you let us know we can assist you be formulating a payment plan.

Customer Reviews & Testimonials

Are you looking for an application that will take you a few minutes to complete then you are in the right spot the loan application will not take you more than 5 minutes.

Abby R
— Christchurch —

They have the best interest rate that I have seen when looking for the perfect company for me and that is why I applied through them.

Candice R
— Whakatane —

They have helped me to get my vehicle and at the same time, they have offered me the other option of taking insurance with them they are an everything company.

Tayla T
— Christchurch —

Geneva Finance Contact Details

Physical Address


Postal Address

  • Private Bag14923, Panmure, Auckland, 1741, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed