Rating based on 23 reviews


  • Student loans up to $20,000
  • Low-interest starting from 18.95%
  • Repayment up to 7 years

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[Accessed April 17, 2018]

StudyLink - The student loan experts

If there is something people can’t take away from you, it would be your education. When you are learning, you have the ability and the opportunity to be anything you want to be. StudyLink is a financial services provider that gives you the head start that you need in life.

We know that money might tend to be the reason people are always able to chase their dreams and we also have the remedies that can help you solve your problems. For starters, when you apply for a student loan, you have the same opportunity that other people have in becoming everything that you have envisioned.

Giving you financial and academic advise 

As much as we would love to help you get ahead, we don’t want to see you making wrong financial decisions. As such, we aim to help all our clients by ensuring that they don’t take student loans that are too much for their affordability rank or a credit plan that is too small. The last thing that you need is to take out a short-term loan that is too minor for you to continue with your studies.

Affordability assessment

The only thing that is important is ensuring that you prioritize your academic future with money that you can afford to repay on a monthly or fortnightly basis. It is for this reason why we look at a customer’s affordability before we approve an online loan application. We have had cases where clients apply for a loan regardless of how their bank balance looks like.

StudyLink Services

If you would like to apply for our student loans, you need to do so as soon as possible to avoid disappointment. For starters, the course that you might be interested in studying might be full by the time you want to study it.

However, this shouldn’t make you fast-track your application and end up choosing a course that you don’t like doing.

We have a number of cases where we have students settling for an academic study choice because of the fact that they wanted a loan at StudyLink.

How to get started

The same way you would apply for any other personal loan is the same you apply for the StudyLink loan.

Everything is available electronically so there is no need for you to carry so much of paperwork that you might even end up losing in the process. The only time you might need to send us certain documents is on request.

We are here to help you

If you don’t understand the content of our questions, please don’t answer them. Instead, give us a call and one of our agents will see to it that everything is clarified for your understanding.

We don’t want our clients making mistakes that may ruin their chances of being accepted for a student loan. After all, our duty at StudyLink is to help you at all given costs.

StudyLink – Student loan

  • Loan Type Student loans
  • Interest Rate 18.9527.98% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 7 years

Benefits of StudyLink

  • Finances for living costs
  • Finances for tuition fees
  • Fast and simple online application

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

StudyLink - Get the education you need

If you are looking for a quick loan to fulfil your academic purposes, this is how you should go about it.

For starters, you have to be a New Zealand citizen or should possess permanent residency to stay in New Zealand. The course that you are looking to study or already studying must be accredited and we should be able to see evidence that states that you are already a student.

What we normally request from clients is to furnish us with their student number. That way, we will be certain that we are working with someone who is not only registered but recognized to be a student at a college or university.

If you want to make a complaint

We know we won’t always do everything according to the book as much as we try our level best to make you happy as a client. As such, if you feel you have been wrongfully treated by one of our agents please feel free to consult us and we will see to it that your matter is attended to. We will not be always perfect but we will always try to be.

When a loan application is rejected

There could be a number of reasons why we had to turn down your loan application. However, we will inform you of the causes that amounted to us having to give you the bad news. This shouldn’t stop you from applying in the future once you have fixed the necessary deviations that we identified. What we don’t want to do is bombard you with a hefty student loan you might not be able to pay right away because you already have other financial commitments. It is imperative to never bite more than you can chew.

Setting up an appointment 

Some customers prefer meeting with one of our agents to get a better insight on their loan applications. We don’t mind meeting with our clients and explaining everything to them in clearer detail. Call us and we will be more than happy to set this meeting up.

Customer Reviews & Testimonials

StudyLink gave me the assurance I need that my student fees will be paid for.

Daniel P
— Nelson —

After my student loan got approved at StudyLink, I have never looked back.

Amelia P
— Auckland —

StudyLink has been my preferred credit provider for a number of years.

Peter L
— Christchurch —

StudyLink Contact

Contact Number


  • not available


Physical Address

Postal Address

  • StudyLink Centre P O Box 38610, Lower Hutt, 5040, New Zealand

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed