Rating based on 7 reviews

Lincoln University

  • Student loans up to $50,000
  • Low-interest starting from 9.95 %
  • Repayment up to 6 years

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Author Lincoln University. Screenshot of Lincoln University website.
[Accessed April 17, 2018]

Lincoln University - Get the education you deserve

Every student will attest to the fact that the day they are wearing their graduation gowns makes all those sleepless nights worth it.

There isn’t anybody in this world who doesn’t want to be better and do better than how they performed the previous day. The mind of a student is one that doesn’t give up and is always striving to climb the prosperity ladder.

Helping you reach your goals

The determination is usually what makes you reach your destination, but if you give up along the way, you might not be able to accomplish your dreams. Having said that, we understand that Lincoln University has been helping students for years and we will continue to awaken the academic faith that many people have seemed to lost due to unforeseen circumstances.

Education is important for everybody

Nobody should be rejected the opportunity of being given a decent education. Although money is often the reason why people don’t reach their goals, this shouldn’t be their fate.

We saw this gap and thought we should fix it by ensuring that everyone is awarded the same opportunity at being whatever it is that they dreamed of becoming while growing up. A student loan is easily available nowadays as opposed to the olden days.

Lincoln University affords everybody who meets our credit criteria the opportunity of getting one of our student loans. However, there is a protocol that needs to be followed and as much as we like to help everyone at once, we have to do everything according to the book.

Lincoln University Services

The first step you have to take as a student when applying for a loan is to first apply for admission. This speaks to say, you have to decide on an academic course and ensure that you meet the requirements.

In the event that your marks should be lower than the required average, we will suggest you take a bridging course that will help enhance your grades so you can meet the required criteria that is expected for your chosen field.

Alternatively, you can decide to choose your second option of studies. After you have been granted the admission to further your studies, you can then apply for a loan.

Meeting the requirements

Well, for starters, you have to be a New Zealand citizen or should possess permanent residency to start in New Zealand.

Secondly, the applicant should be 18 years or older and should be accepted to study at Lincoln University.

When an application is rejected

There might be a number of reasons why we had to turn down your application.

However, we will give you the reason why this was so and advice you further on what you need to do in order to qualify for a student loan in the future.

Regardless of whether your application was rejected in the past, this shouldn’t stop you from applying in the near future. After all, education and qualification don’t have an expiry date; time can always be made to start afresh.

Lincoln University – Student loan

  • Loan Type Student loans
  • Interest Rate 9.95 29.99% p/a
  • Loan Amount up to $50,000
  • Repayment 1 year to 6 years

Benefits of Lincoln University

  • Affordable student loans
  • Easy online application
  • Quick funding

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Lincoln University - Loans for a higher education

The most important thing is being able to meet all your financial obligations as opposed to asking for a quick loan you might not be able to pay back.

It is imperative to not bite more than you can chew. The last thing you want to see is having a bad credit record while you are still too young and have your whole life ahead of you.

Settling a loan earlier than the required date

We will never stand in your way if you feel that you have the financial capacity to settle a loan settlement before the agreed date. We will applaud you for taking such a great initiative to ensure that your bills are paid up.

This shows a great level of commitment and we will have no problem helping you in the near future if you have shown that you take your student loans seriously.

Having a bad credit history

Regardless of how bad your credit history is, it shouldn’t stop us from helping you with a student or even bad credit loan.

We will have to assess the extent of your bad credit history and then make a decision after this assessment. We will help you get this right and give you a new name that isn’t associated with bad debt.

Making an appointment

If you would like some clarity on some factors that affected your loan application process, feel free to call us and we will book an appointment for you to speak to one of our consultants on the day.

Some clients prefer physical meetings as opposed to doing agreements over the phone and we understand this, we will never get tired of showing our customers how we operate because at the end of the day, we want them to be happy with the level of service that we give them.

Customer Reviews & Testimonials

Lincoln University offers some of the best affordable student loans in the whole of New Zealand.

Ben W
— Wellington —

I applied for a Lincoln University loan in the morning and got my payout on the same day.

Amber H
— Christchurch —

Lincoln University has given me a whole new leash at my student finances.

Olivia R
— Taupo —

Lincoln University Contact

Physical Address

  • 85084 Ellesmere Junction Road, Lincoln Lincoln 7647 New Zealand
  • Get Directions

Postal Address

  • PO Box 85084 Lincoln University Lincoln, Canterbury, 7647, New Zealand

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday Closed –
  • Sunday Closed –