Rating based on 39 reviews

ANZ Bank

  • Student loans up to $40,000
  • Low-interest starting from 10.95%
  • Repayment up to 7 years

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Author ANZ Bank. Screenshot of ANZ Bank website.
[Accessed April 17, 2018]

ANZ Bank - Affordable student loans

We care deeply for our New Zealand citizens and when they open businesses or decide to get a study loan further their education, we open our pockets. We know and understand that it is not easy to run any operation. There are many challenges that will come along the way and the road isn’t always smooth sailing.

However, regardless of the problems that you may face, ANZ Bank will always be at your service to assist with financial expertise and advice.

The last thing you want to do is make terrible financial decisions so it is better when you have a friend like us to show you the way when it seems like you lose it.

Putting Kiwis first at all costs

Due to the fact that we always want our clients to have the upper hand, we put their needs first. Be it job seeking or a volunteer initiative, we take it upon ourselves to make our Kiwis happy.

After all, we are one big happy family and we need to work together to ensure effectiveness and efficiency.

We can help you make your dreams come true

The community that we help every day on other initiatives such as the Cancer drive is the very same people that we help with a business loan application. It is adamant that we want our people to succeed and we will help them reach their greener pastures.

Our online loan application process is designed to help the customer reach his goal regarding his cooperation. Every business owner has a dream or a vision, we just help you realize it and materialize it.

ANZ Bank Services

There are certain requirements that you need to meet if you would like to get a student loan from ANZ Bank. For starters, seeing that this is a student loan, you have to be a student. Written proof and evidence should be given to us to certify to us that you are doing some formal education.

We will also require some identification and details of your parents. We know that most students are not working so everything will be done by a parent or a guardian. However, we have cases where the student is working and can actually afford to pay his own loan. Therefore, it really depends on the financial status of the client.

Why you should choose ANZ Bank

We have a variety of benefits and products including car loans, credit cards and student loans. These include discounts and low interest rates. We know that students don’t really have a lot of money so we don’t see the point of giving them high bank and loan charges they will never afford.

We are always seeking better options that will suit their financial backgrounds. At the end of the day, we want them to excel academically and not feel trapped simply because of how ridiculously high our charges are.

Student loans

ANZ Bank is a financial services provider that is run by people who care and will always put you first no matter what the costs may be. We are not an organization that is focused on earning profits at the expense of a student and offer everything from personal loans to credit cards to New Zealand students.

ANZ Bank – Student loan

  • Loan Type Student loans
  • Interest Rate from 10.95%
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years

Benefits of ANZ Bank

  • Fast decision
  • Repayment options are flexible
  • Quick loan application

Student loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

ANZ Bank - Helping you get the education you deserve

We usually advise our clients to calculate how much money will they be liable to pay before applying for a loan.

This way, you will know your charges and how much you can get. If you qualify for more than you need, please only apply for the actual amount that you need. The last thing you need is to pay for a long or short-term loan that you didn’t really need at the time.

As tempting as money is when you are applying for it, it is even more difficult when you have to start paying for it. Therefore, wise up and don’t let temporary temptation get the better of you.

Applying for more than one loan

Although we always urge our clients to pay off their existing loans first, we will not stand in your way if you meet all our requirements. However, it is always better to settle one personal loan first before resorting to the next one. It is important to remember that your motive should be to stay a debt-free as you can either than adding more credibility to your name.

Not meeting your loan repayments

If you see that you will not be able to settle your student loans on time, please inform us so we can try to establish a plan for you.

If you keep quiet, we will presume you are skipping your payment on purpose. However, either way, you will be liable for extra loan charges.

Customer Reviews & Testimonials

After applying for an ANZ Bank loan, I only had to wait a few hours before getting the money deposited into my bank account.

Steve L
— Auckland —

Applying for the ANZ Bank loan was one of the best decisions I made for my budget.

Zoe W
— Wellington —

I would recommend ANZ Bank to any customer that’s looking for affordable credit deals.

Emily T
— Christchurch —

ANZ Bank Contact

Contact Number


  • not available


Physical Address

  • 215 Lambton Quay Wellington Wellington Region 6011 New Zealand
  • Get Directions

Postal Address

  • ANZ Bank New Zealand Limited Private Bag 92210 Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday Closed –
  • Sunday Closed –