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ASB Bank

Updated

  • Student loans up to $40,000
  • Low-interest starting from 12.95 %
  • Repayment up to 7 years

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ASB Bank homepage

Author ASB Bank. Screenshot of ASB Bank website. [Accessed April 17, 2018]

About ASB Bank

Being a student is a bittersweet moment, the sweet part is the fact that you are slowing growing and becoming an adult. This means more responsibility and freedom. If you make bad choices, you won’t be likely to succeed.

The bitter part is that you have to study hard if you want to have a prosperous future. Going to school even on the days that you don’t want to go might seem difficult at first, but you won’t regret your life’s decisions when it starts to pay off.

Student loans

ASB Bank has been offering student loans to a number of pupils who want to further their studies. The day of graduation is not only a celebration for them, but we also applaud them because it is through their efforts that they earned themselves a qualification.

Low charges for students and graduates

We know that most students don’t really have much money to work on and even when they start working, their salary is usually not great either. It is for this reason why we have very low interest rates because we don’t want them to pay money that they actually don’t have.

However, we do want our customers to meet us halfway because we have lowered their interest rates to as reasonably practicable as we could.

The least they can now do is pay their personal loans on time without showing signs of any difficulty. We are a friendly group of people and we will listen to your issues, but we also have a business to run

ASB Bank Services

As much as it might seem impossible to have a bank account that doesn’t charge any fees, the student bank account at ASB Bank does exactly that.

Customers will not be charged for transaction or base fees. We want our clients to be able to enjoy banking without having to worry about charges and monthly interests.

A banking app at your fingertips

Technology has been such great help for the people that don’t have time to go directly to a bank and inquiry or request information about their online loans and accounts.

With this app, the customer will be able to view their student loan and make necessary changes. If you want to change your personal details, you can do this by accessing your banking app and make the alterations.

ASB Bank student’s package

Apart from getting no charges from this kind of student loan package, clients will also have the pleasure of enjoying free fries from MacDonald’s. As little as this may sound to some, it is a huge deal for some clients. After all, nobody would say no to fries from MacDonald’s.

There are terms and conditions that need to be met in order to qualify for this kind of credit offer however if you do, the money will be in your disposal and you can then pay your fees. Nothing is more painful than having the desire to go to school to get education and you don’t have the money to make your academic dreams come true.

ASB Bank Product Details

  • Loan Type Student loans
  • Interest Rate 12.95 – 17.95% p/a
  • Loan Amount up to $40,000
  • Repayment 6 months to 7 years

Summary of Services

  • Repayment terms are flexible
  • Student loans are affordable
  • Easy online application

ASB Bank - Student loans with added benefits

Life is exciting for a student who recently graduated. The freedom of having a qualification that you have worked so hard for is one that can’t be explained.

Furthermore, being able to find work so soon and being able to earn a salary usually feels like music to a graduate’s ears. This package includes free bank account charges for a number of two years.

This plan is only available to people who are 18 and 20 years and you can easily complete an online loan application when you are ready to apply. It is important that a customer meets our credit criteria because failure to do so will result in their loan application being rejected.

Should we not be able to give you credit right away, we will contact you and give you valid reasons as to why we had to turn down your student loan request. Furthermore, we will advise you on what you need to do in the future to get quick approval.

ASB Bank graduate package

This package is available for graduates and there are also a number of benefits that can low interest from this plan. For instance, this package includes an interest-free overdraft. We are always looking for ways to put the customer’s financial needs first and we know with these packages, we have helped a number of students, graduates and any more clients.

Paying a loan sooner than the scheduled date

Should you require to settle your short-term loans or student loan plan sooner than the agreed upon date, you can do so by contacting us and informing us about your financial intentions. With so many debts that are always on an individual budget, it will be good to have one less debt to worry about.

Paying a loan later than expected

There might be problems that you are facing that are making your loan commitment difficult to fulfill. If you are unable to meet your financial obligations which will result in your loan being late, you have to inform us as soon as possible. Failure to do so will give us the indication that you are skipping your loan on purpose and you will have more charges that you have to pay.

Customer Reviews & Testimonials

Applying for the ASB Bank loan was fast, convenient and worthy of my time.

Jonathon C
— Taupo —

ASB Bank has never given me a credit plan without confirming that I can afford the loan.

Stephanie J
— Dunedin —

Thanks to the fast service I got at ASB Bank, I was able to attend to my financial emergency on time.

Thomas W
— Queenstown —

ASB Bank Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • P.O. Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 16:30
  • Saturday 09:00 – 16:30
  • Sunday 10:00 – 16:00