Loansmart

Loansmart - A trusted financial partner

Loansmart has been a trusted financial services provider for years. It has been our pleasure in helping New Zealand citizens’ get their short-term loans and it is something we intend on doing for a lifetime.

We have amazing consultants who are trained to be empathetic instead of sympathetic. They will never leave you stranded during a difficult time.

We will do the best we can to ensure that you get a loan. If it is not possible, we will give you tips on how to improve your chances of getting your loan approved the next time you apply for it.

Adhering to the terms and conditions

Prior to having your personal loan approved, we will send you an agreement together with the terms and conditions for you to read.

It is imperative that you read and understand the loan as well as the inclusions. If you are not happy with some of our processes, you still have a chance to decline the loan.

However, if you are satisfied with everything stipulated in black and white, you can then sign everything and the money will be making its way to your bank account.

Many customers tend to bypass the process of making time to read the terms and conditions and that is not good.

Reading the necessities will give you a broader perspective of what is expected of you as a client and what is expected of us as your nominated lender. Everybody has an equal role to play in the credit process.

Loansmart Services

Our instant loan application takes less than 3 minutes to complete. Within such a short space of time, there would have been a lot you have completed. There is a section where you tell us a bit about yourself.

We don’t want to deal with strangers we don’t know. By telling us who you are, where you from, what you do at work and where you live, we already have an idea of the kind of person you are.

All the information that we gather is strictly confidential and will never be shared with anyone else or used for any other purpose but your loan application.

Documents assessment and verification

In order for your short-term loan to be approved quickly, you need to submit your documents after submitting your loan application. This way, we will electronic documents we have verify. We need to see if we are indeed dealing with the same person who submitted the loan application.

Clients often say we do this because we don’t trust them and that is not true. This merely part of the process and it is a step that can’t be bypassed. The sooner you submit your documents, the sooner we can proceed.

The pay-out will be made the same day

Once we have received everything and we are happy, we send the money to the bank account you have provided.

Depending on which bank you use and the time the online loan was approved, the money will be available in your bank account on the same business day or the next.