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SBS Bank - Reliable home loans

We all want to have our own home and enjoy all the benefits a homeownership has to offer.

So if you feel it's time for you to buy your home and you no longer want to spend your hard-earned funds on renting it's time to apply for one of our affordable home loans. But you’re not too sure what the procedure is and where or how you need to start the home buying process.

It’s perfectly natural to have some questions and feel some anxiety when you first set out to purchase a home. Since buying your first home is a biggest financial decision you’ll ever make, you’ll want to do so with the confidence of knowing that everything is going to be okay and work out just right for you.

It’s quite important to get all the necessary information about your home buying process. The more information you have the more confidence you’ll be as a home buyer.

We offer house insurance – cover your home today

Don’t be without places to call home to apply now for our simple comprehensive house insurance to ensure that you are protecting your largest asset. The house insurance cover’s you from floods, earthquakes and storms.

In the case of a volcanic activity eruption or earthquake, the actual costs will be paid to you in order to repair or rebuild your house up to the sum insured that’s provided on your policy schedule above the EQC cover.

Should your home be destroyed or be damaged by the cause of a fire we’ll refund you the actual cost to rebuild or repair your home as per the insured amount.

Rules and regulations for rental properties

We have special optional covers offered for rented residential properties and landlords that include: There are options that cover the landlord for rental property contents, deliberate damage by tenants and rental loss cover.

Additional insurance covers include

• Natural disaster damage - means you’ll get the difference between any EQC. If your house is damaged or even a total loss your policy will cover it, this cover includes retaining walls, garden, gates, driveways and paths.
• Hidden gradual damage - you get up to $3 000 in a one year period for accidental overflows or leaks from internal waste or water, disposal pipes or if you have a permanent water tank installed.
• Legal liability – should there be any damage to another person’s property which was accidentally caused at your home property a pay-out of up to $20 000 which will include the legal costs as well as the expenses for any one occurrence.
• Rural Fires liability - this is cover for your legal liability (see Forest and Rural fires act 1977) you’ll be compensated an amount of up to $2 000 000 for any one occurrence.

One can never be certain so rather be safe than sorry and insure today!