We are an established non-bank home loan lender, we are focused on providing a wide range of home loans that offer competitive low-interest rates to Kiwis that want to borrow.
The RESIMAC home loans team is always striving to make the borrowing procedure a pleasant as possible; we continue to offer our personal services to existing clients purely by looking after them.
A commitment to service delivery
We are committed to competency, as we recognize how important is to get the finance for the property of your dreams in the desired time frame and that’s why we aim to make sure that our turnaround time is quick, the assessment of your application and the progress of your loan settlement are done as fast as we possibly can.
Competitive home loans
RESIMAC has assisted tens and thousands of individuals with their finances, our home loans are fast as they are simple and competitive.
We are currently managing more than 15 000 loans as we establish our continuing presence as a leading non-bank investor.
With the strong admittance to capital via our solid relationships with financiers and warehouse providers internationally, we have been rated ‘strong’ as per the international rating agency Standard & Poors. The ‘STRONG’ status replicates our high ability, competence and efficiency.
When you get financed through RESIMAC you can rest assured that you are absolutely partnering with an establishment where we pride ourselves on exceptional customer services and will be there to assist you in the future.
We were able to offer a service and lend throughout the global financial crisis. Our mortgage-backed securities issued an excessive $13 billion through more than 20 international and domestic issues.
A responsible lender
We practice responsible lending and more since we are committed to being a responsible lender we also recognize the importance of working alongside advisors ensuring the business is conducted in an ethical manner. RESIMAC is aware that we have an obligation to our customers under the Credit Contracts and Consumer Finance Act 2003 which is amended from time to time.
Modern lending solutions
Our Directors of RESIMAC Home Loans are qualified and experienced, well-esteemed front-runners in the mortgage and finance business. We make it possible since specialized lending does not need to be complicated. We have modernized our range of lending mortgages by streamlining the overall product, we also made a number of policy enhancements in order to improve customer value under this streamlined product range.
RESIMAC Product Details
- Loan Type Home loans
- Interest Rate from 2.79%
- Loan Amount up to $1,500,000
Summary of Services
- No charges for extra payment
- No monthly fees
- Discount benefits
We have also simplified our expert lending suit to only three products. Our products are now named; Specialist Plus, Specialist Assist, and Specialist Clear
The product fundamentally signifies the level of credit impairment; let’s take a look at how easy it is to select a product that is right for you. Depending on the evidence provided each product is available as a low doc or full doc.
We have broadened our LVRs so that we can reduce the number of interest rates you need to review. We now have only two LVR bands 70% and 80%.
Options and benefits we have to offer
We have interest options available for owner-occupied as well as investment securities of up to 80% LVR. We have been able to maintain those fantastic RESIMAC lending solutions we know you like so much, there are no monthly ongoing fees, we also offer services to self-employed individuals and all they need is six months trading history, rates that becomes less with an on-time repayment history, income verification that is flexible and unlimited cash out of up to 80% LVR.
RESIMAC Home Loans
Clients get limitless free access to exclusive discounts on a wide range of products and services with some of New Zealand’s leading brands which include including Specsavers, Europcar, MYOB, Red Balloon, and so much more!
Should you require further information on our flexible range of specialist home loans, please contact RESIMAC Home Loans, we can also provide you with a product & a policy guide if you wish to have one.
Our credit applications are subject to our standard lending criteria, terms and conditions. Fees may be applicable. Note that loans are strictly for New Zealand property only. Not all countries and jurisdictions may offer non-resident loans, but you may contact a mortgage broker for further information in this regard.
It is a big step when you decide to apply for a loan but it can be daunting and very thrilling at the same time. Should you be a first time home buyer wanting to refinance or just looking for property to invest in with our existing home loan offer we are able to assist you.
Home loan solutions for New Zealand clients are offered through RESIMAC Direct. Find out an estimated amount on how much you’ll need based on your salary and existing financial commitments.
To work out how much you would need, make use of our calculator and see what your repayments will be either on a monthly, weekly or fortnight basis. You can also find out how much interest and time you can save should you make any extra payments.
Customer Reviews & Testimonials
Resimac delivers exceptional customer service and borrowing experience. I enjoyed getting a home loan from them because they were amazing from beginning to end.
— Christchurch —
I had a fantastic advisor who guided me and offered me great advice regarding my home loan. I’m very impressed with the service.
— Gisborne —
Good, clear communication. Everything is laid out plainly.
— Invercargill —