Nectar

About Nectar

You can quickly get the cash you need at an affordable rate when you apply with Nectar.

They deliver a low-cost, smooth, and speedy personal loan service that will give you an immediate outcome after a short 7-minute application process.

Why choose Nectar for your next loan

As a responsible, innovative lender, they won’t give you a loan you can’t afford and they won’t make you wait for days to get it. Understanding how important time is when you have an emergency is what sets them apart from all the other short-term lenders.

Their prices are affordable due to the world-class mobile technology they make use to lower their overheads and speed up results.

For them, user-friendliness, transparency, and fairness are key when it comes to online personal loans. That’s why they’ve created a completely digital process that will provide you with tailored results in real time.

Affordability and customer satisfaction

Nectar doesn’t assess your finances like traditional banks. They make use of a variety of information to get a full picture and make a well-informed decision. This ensures they can give you the right loan amount at the best possible rate.

You can rest assured that they’ll go the extra mile to give you the best possible loan for your profile. They refer to this approach as a 360-degree profile. It incorporates all the various details that make you unique in their lending decision.

As a lender that’s focused on you, unrealistic requirements and red tape are a thing of the past. You can apply on their 24/7 platform at any time from anywhere on your mobile phone without any paperwork or hassles.

Nectar Services

Access the funds you need with an affordable personal loan from Nectar.

They’re a reputable company with years of experience in the lending industry. Kiwis have been relying on them to deliver loans with affordability and speed, and now so can you.

Flexible & affordable personal loans

With interest rates from only 11.95% p.a. you can get a great personal loan deal while only paying a small once-off establishment fee and an admin fee per repayment. You can easily access up to $30,000 and top it up after 16 weeks of repaying.

If you qualify to top up your loan, they might reward you with a lower interest rate depending on how you did on your repayments. If you do this you’ll also have the option to decrease or increase your loan term.

The normal loan terms are between 6 months and 5 years. In addition to all these benefits, they’ll also allow you to make early repayments without charging you extra.

Personal loans up to $30,000

Their loans are unsecured, meaning that you won’t have to provide any collateral to secure a personal loan. You’ll also enjoy a fixed interest rate for the term of your loan and your loan can be used for whatever you need it for, whether it is to fix a freezer, buy a truck, get married, or go on a holiday.

A lender you can trust

They work with large and reputable names like Amazon Web Services, Force.com and Credit Sense to ensure your details are kept safe and secure. When you apply, they’ll only view your bank statements without storing or having access to your encrypted banking details