Rating based on 3 reviews


  • Personal loans up to $5,000
  • Low-interest starting from 29.95%
  • Repayment up to 24 months

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Author Loanplus. Screenshot of Loanplus website.
[Accessed April 17, 2018]

Loanplus - We cover all your lending needs

Loan Plus founded in 2011 as a financial services company and we are 100% New Zealand owned, we aim and strive to assist New Zealander with individual personal finance needs.

We make things easy by finding lender from all around the country so that we can offer you a deal tailored for your individual needs, so before you start applying for payday loans from a bunch of different lenders, think Loan Plus!

Tailor-made loans for you

If you think about it, it’s simple really! Because we keep on top of lending criteria as well as current products, this gives us the means to save you time and you don’t have to search for the perfect loan.

You’ll find our offices located in Canterbury plus we also provide personal loans across New Zealand

One on one loan service

Loan plus has a dedicated team that will attend all your needs from the beginning of the process to the very end because we believe in a one on one service to our clients.

We would be thrilled to assist you with a car loan or a debt consolidation loan, contact Loan Plus, we are here to help you in any way that we possibly can.

Loanplus Services

Loan Plus can provide you with a variety so should you require a car loan, home renovation loan or debt consolidation we also provide unsecured and secured personal loans. We can lessen your stress with your next loan.

A loan that fits your every need!! If you need a personal loan you’ve come to the right place because we make it happen. We offer loans for almost any situation!!

Personal loans in New Zealand

We are not always prepared for what life throws at us like those unexpected car repairs, all those unexpected medical bills these things leave us scrambling for cash, but you need search no further because Loan Plus is here to assist you with an online loan without any fuss and we make it happen fast.

Since we work with some of the greatest Kiwi loan providers countrywide on behalf of our clients, we aim to get you the best loan we can suit your needs.

We will save you time

We understand the processes of an online loan application and are aware of what the lenders are looking for, so you need not despair because we take care of all the negotiations regarding your loan, saving you the time and energy by making sure your application is well presented.

Loanplus – Personal loan

  • Loan Type Personal loans
  • Interest Rate 29.95547.5% p/a
  • Loan Amount up to $5,000
  • Repayment 7 days to 24 months

Benefits of Loanplus

  • PERSONAL Loans
  • Property Loans
  • CAR Loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Loanplus - Tailor-made loans

Use your personal loan for almost anything imaginable! Would you like to travel perhaps you’re arranging your wedding, buying new furniture or appliances or vehicle repair and more…

Amazing personal loans that you can choose from

Secured personal loans – This loan is for when you use an asset, such as your car or even your home as a guarantee for your loan. Meaning we can get you a bigger loan that offers a lower interest rate!

Unsecured personal loan – You do not need security on this loan, whilst it may have a higher interest rate, we will work closely with our lenders in order to get you the loan that will be suited according to your personal circumstances.

We are experts in our field and you can reply to Loan Plus for quick loans in New Zealand. We have access to multiple lenders countrywide offering a great range of deals for our customers, plus we have been helping our Kiwis since 2011.

Term period on your personal loan - our terms are generally repaid over a period of one to two years, for those who have larger amounts, it can be arranged that your term is extended but this will be on request.

Criteria for a personal loan and who can apply

Please note that personal loans are for individuals or couples and not for business purposes it is also essential that you are permanent resident in New Zealand or New Zealand citizen in order to apply for a personal loan.

We will require that you provide proof of your income in order to service a loan with Loan Plus, should you be self-employed (not a problem), benefits account or from your wages/salary. Take note that your take-home wage should be a minimum of $400 per week.

Commonly lenders will require that you have a good credit history for personal loans and please note that you need to be 22 years of age or older.

Need the funds in a hurry?

Pop in and visit us if you need a fast turnaround on your instant cash loan application. To enable us to offer you a quick personal online loan, you’ll be happy to know that we use our high-end software and quality IT partner companies which assists in making the information flow painless and as secure as possible.

In most cases, you are able to complete your loan application online which also includes the signing of your personal loan documents.

It’s simple and fast to apply for your personal loan all you need to do is fill in our online loan application form and one of our professional team member’s will be in contact without delay.

Customer Reviews & Testimonials

They are so compassionate and understanding. Really amazing to deal with.

Ravi K
— Auckland —

If you’re looking for a company that focuses on you as an individual, Loanplus would be it. They were always at hand to answer my questions or just guide me through the process of securing my per...

Cindi Y
— Hastings —

They processed my application for a personal loan very fast, which was highly convenient for me.

Lucas T
— Porirua —

Loanplus Contact

Physical Address

Postal Address

  • Loan Plus Limited PO Box 509, Waimakariri, 7440, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –