Rating based on 15 reviews


  • Debt consolidation up to $20,000
  • Low-interest starting from 8.95%
  • Repayment up to 5 years

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Loansmart homepage
Author Loansmart. Screenshot of Loansmart website.
[Accessed April 17, 2018]

Loansmart - competitive rates

What makes Loansmart’s features diverse is the fact that we offer a quick lending process, competitive interest rates, and our services and customer care is outstanding.

A loan that suits your needs

This is why we are different from the big banks. Loansmart has eliminated the administration connected with traditional lending.

Our debt consolidation loans have been made quicker and are easily accessible. There is no doubt that our customers are our top priority.

When you apply for a personal loan with us one of our expert advisors will work with you personally in order to provide a loan that is perfectly suited to your situation and budget not forgetting your lifestyle.

Our team of specialized advisors and qualified managers ensures that the needs of every customer are fully met.

Loansmart Services

Are you feeling that your debt is rising and not getting any better, we are able to offer our assistance by providing you with a competitive and easy to manage debt consolidation loan?

This will allow you to have sufficient funds to settle all outstanding balances on your personal or short-term loan, credit cards, hire purchase accounts, overdrafts, and any other accounts. As a result, you only have one single repayment to make each month or you could make repayments weekly or fortnightly.

Decrease the sum you pay towards your debts

It could possibly be that your payment could be of a smaller amount in order to give you a more varied monthly financial plan. Quick loans offered by Loansmart offer a competitive interest rate and a tailor-made repayment plan.

With our advanced application processing system, we have been able to make the process as fast as possible. Take that first step to complete an online application and be a step closer to being debt-free.

Loansmart – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 8.9529.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Loansmart

  • Affordable loan repayments
  • Improve your credit score
  • Simple and fast online loan application

Loansmart - simplify your financial burdens

Loansmart in Auckland offer the greatest debt consolidated loans to simplify your finical burdens.

Are you searching for a quick and simple method to secure your loan at an incredible rate?

Loansmart in Auckland has the best consolidation of good or bad credit loans that will ease the financial burden

We understand that there are times when finance is required instantly and waiting for a week just won’t do!

A specialised finance company

We are a specialised finance company who offers instant loans that are perfectly tailored to your circumstances, our philosophy is to put our customers first, we are well aware of what our New Zealanders need or want and that is exactly what we deliver.

man holding thumbs up

Loansmart is a trusted & reliable provider of debt consolidation

In our review, Loansmart adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Loansmart is a registered credit provider in New Zealand: FSPFSP 7461

Customer Reviews & Testimonials

Applying for the Loansmart credit package was the best decision I made for my budget.

Noah W
— Nelson —

After applying for the Loansmart credit plan, I only had to wait a few hours before the money was deposited into my bank account.

Olivia W
— Wellington —

Ever since my loan application got approved at Loansmart, I have never looked back.

Mia W
— Auckland —

Loansmart Contact

Physical Address

Postal Address

  • PO Box 28 231, Remuera, Auckland, 1541, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –