Oxford Finance

Oxford Finance - Affordable loans

Oxford Finance forms part of the Turners Automotive Group we provide flexible financial solutions for both businesses and personal use. Our contracts are straightforward and very easy to read and understand.

We have over 65 years of experience and have opened 3 branches across New Zealand, we are here for our customers and help them find the best quick loans and business finance solutions that meet their individual requirements.

Our philosophy is to keep things as simple as possible while keeping your loan affordable and helping you pay back the loan your way on your terms.

Financing for your wheels

We offer vehicle financing, financing for motorbikes and trucks with very flexible repayment terms. Get a pre-approved car loan so that you know which price range to search in and can act like you have the cash in your hand.

Make sure that you research the vehicle that you are interested in as much as possible to avoid paying too much or paying for features that should come standard.

Find out how much money you need

Make sure that you know exactly how much you need to borrow by using our online calculator to help you.

The calculator will tell you more or less how much your installments will be and how long it will take you to repay the personal loan.

Oxford Finance insurance options

Our insurance options cover you in the event that the unthinkable should happen.

We offer loan repayment insurance if you are unable to honor your loan agreement, lifestyle insurance, guaranteed asset protection, mechanical breakdown insurance and private motor vehicle insurance.

Oxford Finance Services

We offer a wide variety of services including vehicle financing, personal loans and business loans. All our services are available online and are very easy to apply for.

Choose the loan option that suits your needs best and completes the online application form, you will need to answer a few questions regarding your income and your credit history.

How the interest rate is calculated

The amount that you are charged for interest on one of our car loans will depend on a number of these different factors include:

• The type and the worth of the security that is provided
• The value of the item in relation to the loan amount
• Your credit score and previous credit history
• Your personal and credit profiles
• Your risk analysis

You can choose between short-term loan terms ranging from 12 months and up to long term loan terms of 60 months depending on the loan agreement.

The minimum loan amount is $2,000 and the item used as security should exceed that value and be in a good condition to be able to be sold to recover the money for the loan in the event of non-payment.

How to repay your loan

Setting up a direct debit to run automatically each pay cycle takes the stress out of paying off your loan. The direct debit ensures that you will never miss a payment and will reflect positively on your credit report.

We will send you a message the day before to remind you so that you can ensure you have money in your account and that the direct debit is honoured.

To apply for a loan online you need to be at least 23 years old unless you are applying with a joint application with either your parent or a co-borrower.