First Choice Finance

First Choice Finance - Loans up to $5000

First Choice Finance offers client’s quick cash loans from $300 and up to $5000. The application process is simple and can be completed online within a few minutes.

There is no need to see a consultant in person or to visit one of our branches.

The application form is generated online this means that there is no need to complete any paperwork.

You can even sign the loan application securely via e-sign so there is no need to print any documents which in turn helps save the environment.

Applying is as easy as 1,2, 3

Applying for a loan for bad credit has been stressful enough without having to wait around for hours to hear if your application was approved or not.

We offer you an outcome quickly and if your loan application is approved then the money will be transferred into your account within 24 hours.

1. Apply online
2. Get your approval quickly
3. The funds will be paid into your account

What documents do you need to apply?

• A copy of your recent pay slip
• A copy of your bank statement for the past 3 months
• A bill with your name and proof of address on it
• A form of identification such as your photo ID, bank card, passport or birth certificate

Once your short-term loan application has been approved, we will help you schedule a repayment plan that you can manage easily and that suits your individual budget

First Choice Finance Services

Fast cash personal loans were designed to provide clients with quick cash in their pockets when they need it most.

Apply online and a consultant will contact you within 30 minutes to guide you through the rest of the loan application process.

What to consider when applying for a loan

At one time or another everyone in life has financial issues and could use a little extra cash in their pocket. This could be used to spoil your children make an extra car payment or pay for an unexpected expense.

Consider this before applying for a loan

• Ask yourself how much money do you need to borrow?
• What will the bad credit loan be used for?
• How long will you need to repay the loan?
• What is your payment frequency and how many payments would you like to make?
• Can you afford to make payments on the loan or will the loan push you into debt?
• Have you exhausted all other options such as asking family and friends for money?

Bad credit loans

Ask yourself if the loan will help you out of a bad financial situation or push you into an even worse one. Only apply for a loan if you are able to afford to make the repayment terms and be sure to never borrow more than you can afford.

If your family or a good friend has the means to assist you with a loan this can sometimes be a great option for those that have bad credit. They could offer you a reasonable interest rate regardless of your credit score. If they are able to assist you, you should draw up a proper loan contract and treat the loan as if it is from a bank and make sure that you always make your repayments on time.