Ferratum

Farratum - Bad credit loans up to $1000

Ferratum is a leading lender in New Zealand and since 2005 we have opened new branches and we now operate in over 24 countries.

We allow you to borrow between $100 and $1000 for up to 45 days with very easy repayment terms. When you need a bad credit loan for life’s unexpected expenses we are there to help you.

Get your first loan free

• If you are a first time customer, you will receive your first loan with us completely interest and charge free. This means that you have absolutely nothing to lose.
• You will only be required to repay the amount that you originally borrowed with no extra fees added.
• The problem that people complain about most is money. As the saying goes, money makes the world go round and when you are short of cash it can really feel like your world has stopped spinning.
• Life keeps getting more expensive, while our salary stays the same. This makes day to day living much more difficult to manage your money correctly.
• By applying for a short-term loan you can take back control of your finances so that nothing can stand in your way of reaching your true potential.
• This free loan is only available to new clients that are lending up to $300 over a 30 day period.

Why you should choose Ferratum

• New clients receive their first personal cash loan interest and feel free
• There are no hidden costs and the contract is transparent and easy to understand
• We do not charge commissions
• The process can be completed online quickly and efficiently
• The money will be paid directly into your account
• Repayments can be directly debited from your account

Ferratum Services

We provide you with the cash you need quickly and with no fuss.

Our online loan application process is very simple and can be completed online. You won’t be required to complete piles of paperwork, or stand in long lines.

Instead, use technology to simplify your life and apply for your cell phone or laptop. Our security is top notch to ensure that your personal information remains safe and secure.

To apply for a loan follow these easy steps:

1. Log onto our website and complete the quick loan application form
2. We will verify your details and give you a decision within 4 minutes
3. If your loan application was approved, we will send you an SMS confirmation
4. Simply reply “YES” to the SMS and the funds will be transferred directly into your bank account.

Bad credit loans

In the past, you may have missed a payment on one of your accounts. Perhaps you have experienced financial difficulty and you defaulted on a previous financial agreement. All these transgressions are listed in your credit report and can make it very difficult to have a bad credit loan application approved.

To qualify for a Ferratum loan you will need to meet certain requirements:

• You must be at least 18 years old
• You must provide your New Zealand driver’s license
• Provide a valid e-mail address
• Provide a valid telephone number
• Provide proof of residence
• You must have a New Zealand bank account that the loan can be paid into