Rating based on 19 reviews

interest.co.nz

Updated

  • Car loans up to $2,000,000
  • Low-interest starting from 12.99%
  • Repayment up to 30 yrs

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Author interest.co.nz. Screenshot of interest.co.nz website. [Accessed April 17, 2018]

About interest.co.nz

One of the greatest moments of any human being is the day they buy their car. Whether it is the first or an addition an already available fleet of motor vehicles, but it is usually a joyous event.

Seeking car finance is also not the dreadful mission that people make it out to be.

We have designed a simple and stress-free way of applying and being granted a car loan as soon as possible.

However, we must also emphasize the fact that applying doesn’t always mean instant approval, there might be a few things that need to be looked into before being given the go ahead.

Committed to a life of creating employment

While we live in an era that has made finding a job the toughest task ever, we are so grateful that we are still fortunate enough to be working and earning a salary.

So much so that we too are dedicated to giving human beings a chance at making their lives better by affording them opportunities in the financial sector.

The people that we hire are exceptional individuals who are fixed on ensuring that the lives of their customers are changed forever.

interest.co.nz Services

We are constantly working tirelessly to ensure that you get the credit response considering your vehicle loan application in the shortest turnaround time. After you have applied, we will see to it that we answer you as soon as possible.

After all, we too are human and we know that it is such a difficult capability having to wait for someone to tell you your fate. If you submit the required documents in the morning, we will have an answer for you by the end of the business day. It can always be sooner but the maximum waiting time is a whole working day. Everything is basically in your hands, if you work with us and give us what we are asking from you, you will have a response to your online loan application in no time.

Competent and reliable staff

The people we employ are not only assets to the business, but they are also worthy to the customers that we help every day. When a client is assisted by someone who knows what they are doing, they are put at far better ease than someone who seems to be clueless about what they are doing.

There is no way we would invest in incompetent and misinformed people because that would mean our customers wouldn’t be treated at a level that we have made this company to beat. Therefore, clients can rest assured that we will go above and beyond to ensure that we give them an exceptional return on investment.

interest.co.nz Product Details

  • Loan Type Car loans
  • Interest Rate 12.99 – 18.99% p/a
  • Loan Amount up to $2,000,000
  • Repayment 30 yrs

Summary of Services

  • Easy loan comparison
  • Interest rates are competitive
  • Repayment terms are flexible

interst.co.za - Affordable vehicle finance

Should you face financial hardship that is making it hard to repay your short-term loan, please notify us as soon as possible.

Clients usually wait until it is the day of their debit payment to inform us and it is then already too late for us to come up with another plan for you. We will never penalize you for a situation that is beyond your control, but you will be liable to pay for extra charges.

If you continue to have a hard time paying your credit, you will then be categorized as a bad payer. It is this reason why we usually advise our customers to never apply for one of our car loans in the first place if they are not exactly sure of repaying back. The only time you can apply for vehicle finance is when you know you will have the financial means on a monthly basis to settle your loan.

How to pay for your loan

There are many ways of paying for credit. The easiest way that we have found to be rather convenient for the customer and the financial service provider is by having an automatic debit system that will take the money on a date decided by the customer. Another option would be a physical deposit of the money on a monthly or agreed period date.

Don’t make the mistake of skipping the date the money for your personal loan is supposed to go through. Lastly, ensure that you have more than enough money to ensure that the payment is successfully debited. Should there be insufficient funds found on your bank account, there will be extra charges charged to the customer.

If you have any complaints or queries

Although we try our level best to ensure that we make our customers happy, we know that we will not always do right by them. Having said that, if you feel that we have neglected you as a client or mistreated you in any way, please let us know. We will see to it that we attend to your issue as soon as possible.

Customer Reviews & Testimonials

They have helped us to secure our new car fleet giving us the space we need to hire extra staff so that we can make our yearly turn over bigger and they are the best.

John J
— Auckland —

They have helped us not just by giving us a loan but showing us how we can save.

Jenni B
— Wellington —

The service is amazing and that is why we have stayed with them even after we have paid our loan off they give the best of both worlds.

James K
— Queenstown —

interest.co.nz Contact Details

Physical Address


Postal Address

  • PO Box 47-756, Ponsonby, Auckland, 1011, New Zealand

Opening Hours

  • not available