Rating based on 35 reviews

Active Finance

  • Personal loans up to $100,000
  • Low-interest starting from 14.95%
  • Repayment up to 5 years

In-page navigation

Active Finance homepage
Author Active Finance. Screenshot of Active Finance website.
[Accessed April 17, 2018]

Active Finance your specialist in personal loans

Active Finance is a financial institute not to be underestimated. We would love for you to get to know us better; we strive to deliver a rewarding customer service and to ensure that the needs of our customers are met, we also offer a quick loan product to all New Zealanders.

If you’re looking for a personal loan specialist with credential a mile long you, you’ve found us. We are based in New Zealand plus our client list has exceeded our expectations.

We inspire individuals

We understand that appreciation is the greatest way to inspire individuals to achieve their peak, and making them feel of a team is of utmost importance.

Core philosophies in our people, company and culture are adhered to.

We aim to inspire individual so that they can be successful by presenting opportunities in order for them to have a victory at an individual level.

We create lending solutions

Active Finance encourages people to take accountability for their own successes or failures and this inspires them to be committed and responsible for all aspects of their work.

To just be successful is not enough. So we continually need to review our processes, create lending solutions that will place us in a front position in our industry.

Active Finance Services

We support this philosophy because it allows our people to take a different technique when it comes to service

We foresee what their needs are; we will continue to be proactive by creating value for their establishment, we plan strategically by means of providing affordable short-term finance.

All Kiwis are welcome to make use of our remarkable loan services for the simple reason that we really care and we would love for you to be part of an astounding financial institution, a finance firm who will give you the assistance and guidance to take back the control of your finances.

Appealing service and personal cash loan features

We are housed in New Zealand and deliver personal cash loan features which mean we offer a full service that is very attractive to our Kiwi customers.

Our personal loans are not only affordable but also reasonable, Active Finance is all for assisting customers to reach their financial potential and that is why we offer them the extra cash for times they need it.

We offer a wide range of loan products

A personal cash loan can be used for almost anything you need the cash for such as planning your special day you could consider a cash loan. If you're doing some renovations around your home, which can be costly if you would like to put some sparkle back in your kitchen or bathroom or perhaps you want to go on a much needed and well deserved holiday we can help you with an instant loan.

Active Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate 14.9525.95% p/a
  • Loan Amount up to $100,000
  • Repayment 6 months to 5 years

Benefits of Active Finance

  • Can you loan for any purpose
  • Bad credit is welcome
  • Affordable loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Active Finance - Competitive interest rates

If you feel that you have lost control of your budget, we offer debt consolidation where you roll all your accounts into one single loan account, you only have one repayment to take care of.

This also allows you to budget by having one fixed repayment and your interest rate will drop instantly. We can offer you the perfect loan solution that will suit your circumstances.

Marine Loan

Active finance definitely has a personal loan product that will fit your needs and more importantly your budget. We are proud that we are able to assist our customers in inputting the control they need with regards to their budget back on track again. Our low rates are to be considered because our fees are transparent with no hidden agenda and our online loan application process is fast and simple.

Finance that moves you forward

The lending process is being turned around in New Zealand and its Active Finance that is making it happen.

Our products are accessible and of the widest range in the industry and we apply fast thinking. We have gone and continued going the extra mile for our customers by offering online loan products, we do this because we care and are well aware of how competitive the financial business has become.

We have a reputable team of lenders

We work together with a reputable team of lenders countrywide who have the cash available. Active Finance will find you the right lender making sure that it’s right for your specific needs, we will also work out the best possible rates and a repayment term that will suit your requirements.

Quick online loans

Our fast online loan application will allow you to have access to cash from the very comfort of your own home or if you prefer your office this means you don’t have to leave your comfort zone in order to receive your money.

You can make use of our online loan calculator tool, this will enable you to work out how much you would need to borrow and what your repayments will be. We also give you the option of how you would prefer to repay your personal cash loan by means of monthly, weekly or every fortnight depending on when you receive your remuneration.

Customer Reviews & Testimonials

Finding a personal loan through Active Finance made everything easier.

Emma B
— Nelson —

The staff is not only professional, but they are also very supportive, available to help you with anything that you need until you find your loan. In my case, I needed a personal loan and they ca...

Tessa C
— Hastings —

Active Finance helped me get a personal loan and I was not disappointed whatsoever. They listened to my needs and sourced a loan that fits within those needs. I tell everyone about Active Finance...

Peter C
— Lower Hutt —

Active Finance Contact

Contact Number



Physical Address

  • 101 Cavendish Dr, Papatoetoe Auckland Auckland Region 2104 New Zealand
  • Get Directions

Postal Address

  • P.O.Box 276-029, Manukau, 2241, New Zealand

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday Closed –
  • Sunday Closed –