Rating based on 10 reviews

ANZ Bank

  • No annual fees
  • Lower rates
  • Card rewards

In-page navigation

ANZ Bank homepage
Author ANZ Bank. Screenshot of ANZ Bank website.
[Accessed April 17, 2018]

ANZ Bank - Affordable credit cards

ANZ Bank has been operating for a number of years to help clients move from one level of financial growth to the next and offer credit cards with exceptional rewards and affordable rates.

In essence, what we want to achieve is having fewer customers in debt and more people who have reached the optimum level of financial freedom. How can we achieve that you might ask? It is actually an easy process; we go out of our way to teach customers that they can change their mentality when it comes to money.

Clients are our priority

ANZ Bank is a financial services provider that finds it better to help customers' bank better as opposed to getting them into unnecessary debt. We never opened a shop for financial gain; instead, everything we did in the first place was with the priority of a customer in mind and insight.

ANZ Bank is working for a great cause

Of the many deaths that come knocking on our doors, cancer is the greatest. People have lost so many family members and loved ones due to cancer.

ANZ Bank cares about its customers and has implemented a cancer initiative that raises funds for people who have been diagnosed with cancer.

There has been a great progress in cancer patients that are struggling to get enough money to cater for their treatment facilities. It matters a great deal to us when we know we can lend a helping hand. After all, nobody should feel alone and hopeless while we as a credit provider are still present and ready to help.

ANZ Bank Services

If you are interested in getting one of our credit cards, you can do so by simply applying online and we will be ready to assist you.

Seeing that your cost of living won’t be the same as the next person, it makes sense to have different credit cards that will be based on how you spend and earn your money.

Furthermore, we don’t want you choosing a credit card that will be difficult for you to pay off. Having said that, we always ensure we give our clients a service that is well within their financial limits.

ANZ Bank assessment and verification

Similar to every financial application, we will need to ensure that you have the required criterion that we look for when someone is applying for a credit card.

The fastest way of verifying this option is by asking you as the client to submit certain documents that will make it easier for us to verify.

Should you not be able to submit the documents we require, we will not be able to give you a definite answer on your application and ultimately, it will delay the entire process.

ANZ Bank credit card rewards

The credit card rewards vary from one card to the next. However, the benefits include travel and cash rewards.

Imagine having a bank that gives you money for banking right? We aim to please our customers by delivering great service and giving them surprises once in a while.

ANZ Bank – Credit card

  • Loan Type Credit cards

Benefits of ANZ Bank

  • Cash rewards
  • Travel rewards
  • No annual fee cards

ANZ Bank - How do I maintain my credit card in good financial standing?

Well, for starters if you want to ensure that your credit card is always in good financial shape, you have to ensure that you keep reminding yourself about your affordability.

If you don’t, you will be tempted into buying things you can’t afford and it will be difficult to pay for things you don’t have money for. Furthermore, you need to ensure that you pay your monthly installments on time. Credit cards are more affordable than payday loans and both offer instant cash when you need it.

If you skip certain months or pay at a later stage, you will not be seen as a good and lawful payer. If you won’t be able to meet your financial obligations due to unforeseen circumstances, you need to inform us right away.

Failure to do so will give us the impression that you don’t want to settle your bills or you are simply skipping it on purpose. However, when you notify us on time, we might be able to assist you in arranging another plan for you.

Applying with a bad credit history

We don’t see the point of penalizing a client based on how he used to spend his money in the past. We are an organization that believes in second chances and we will be able to help regardless of the bad credit history you might have.

However, we must mention the fact that we will have to check the extent of your bad credit and then we will see if we can assist you with a bad credit loan although we try our best to ensure that you are not rejected from good opportunities.

How to apply for a credit card

If you prefer to come to our offices, you are more than welcome to do. Alternatively, you can give us a call or apply for the card online. The method of conveying a message isn’t a problem as we attend to every route of communication considering that people will use different routes.

Setting an appointment

If you would like to meet one of our consultants to verify or explain a query you might have regarding your credit card, you can do by contacting us promptly.

Customer Reviews & Testimonials

If you are looking for great cash backs then getting the credit card from ANZ is the card for you and you will never regret it.

Jackie C
— Auckland —

They took the time to help me fill out my application to get my credit card and they even helped me to understand all my card payments and how the card works great service.

Sarah L
— Auckland —

Yes, I love my card every time I spend I get money back and they can be converted into cashback or even use the points for my flights.

Charmell B
— Wellington —

ANZ Bank Contact

Contact Number


  • not available


Physical Address

  • 215 Lambton Quay Wellington Wellington Region 6011 New Zealand
  • Get Directions

Postal Address

  • Private Bag 92210 Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 10:00 – 14:00
  • Sunday Closed –