Rating based on 14 reviews

Gold Band Finance

Updated

  • Business loans up to $250,000
  • Low-interest starting from 9%
  • Repayment up to 5 years

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Author Gold Band Finance. Screenshot of Gold Band Finance website. [Accessed April 17, 2018]

About Gold Band Finance

At Gold Band Finance, we know how it must feel when you are trying to establish a business on your own or even with partners. There are times when you feel you are at crossroads or maybe you even made a mistake by opening an operation of your caliber.

The funny part is that these feelings are often felt when the business is not doing so well. It is impossible that an entrepreneur would start having doubts over their organization when the business is doing great.

In need reliable finance

This is where we come in, Gold Band Finance is here to cater to enterprises regardless of them doing great or just surviving.

We are here to help the cooperation’s that need business finance. Furthermore, we are not concerned about how reputable your company is.

A brand doesn’t have to be well-known for people to like it or buy it. Ultimately, people will always go for quality no matter what the odds are saying.

Thirty years of outstanding service

There is a lot that has happened in the past three decades. For starters, we were able to uplift struggling companies and enhance the successful ones. Although it might not seem like a big deal to some people, it is huge for us at Gold Band Finance.

The online loans and credit services that we were able to provide along the years couldn’t have been accomplished if we didn’t have such a great team. This goes to show that we run a very tight ship and we are not sinking anytime soon!

Gold Band Finance Services

Essentially, one of the reasons why we are a instant cash loan provider of choice is because we listen to our clients instead of making our customers listen to us. We understand all their requirements and when we give them a loan, we do according to what they have outlined for us.

We will never give a client a loan that he can’t clearly pay for. We wouldn’t be doing them any justice if we did that. Instead, we listen to the customer and find out where his financial limitations lie. We then work around that to ensure that we don’t do too much while they can only afford so little.

Time is of the essence

Gold Bank Finance understands that you need a financial response to the credit plan you applied for right away or at least on the same business day. We established our services to be that of such a similar manner. A customer will know whether his online loan application was approved or not within one business day. We will never delay getting back to you with feedback because we know that such a loan is usually requested to either fix or enhance some important elements of your organization.

Anything you say goes

We have two processes of payment at Gold Band Finance. The type where you can opt to pay your business loan in a shorter period of time and the next one is when the client decides on the longer period. The client will decide which is a better technique for him judging at how his business is doing financially. We don’t choose how you going to pay us, it is your job to decide that as a customer.

Gold Band Finance Product Details

  • Loan Type Business loans
  • Interest Rate 9 – 19% p/a
  • Loan Amount up to $250,000
  • Repayment 12 months to 5 years

Summary of Services

  • Affordable loans
  • Flexible interest rates
  • Easy loan application

Gold Band Finance - Tips about borrowing

Why was my business credit application rejected?

As much as we would like to help everyone, we know that is not a possibility. There could be a number of reasons why we had to decline your credit application. However, clients don’t have to worry because we will still notify them even if we had to turn down their credit requests.

We will also give them valid explanations and try to help them better their chances of approval the next time they apply for credit. It is also important that customers understand that just because we may have declined their application right now doesn’t mean we will reject it in the future as well. If you fix the deviations that we have raised, we may be able to give you the green light.

Having a financial hardship we are here for you

If you are facing financial difficulty that is making it hard for you to pay your loan, you need to notify us right away. We know that things happen and may prevent you from honoring your financial obligations. However, we also must mention the fact that if you continue to default on your debts, your credit profile will be dented.

Since you never know when you might need a loan again, it is better to try and protect your credit profile as much as you can. If you inform us in time, we might be able to make another plan for you.

On the other hand, if you wait until the date of your scheduled payment, it will be too late for us to help you with your loan. We always advise our customers that if they aren’t certain about how they going to pay their loan on a constant basis, they shouldn’t apply for credit in the first place.

Having a bad credit 

Although your credit history may have been stained in the past, this doesn’t mean we should turn our backs on you and reject your application. We will assess the extent of your bad credit and then decide if we can assist you with a bad credit loan or not.

Customer Reviews & Testimonials

They have the most amazing loan calculator that has helped us determine which loan would best suit us and our company and that is why we choose to be with them.

Colette D
— Auckland —

When and if you ever need information about your loan all you have to do is call or email them and they will answer you faster than you have ever thought.

Bianca J
— Queenstown —

The service is great the people are great they have such an amazing work ethic that makes me very happy to have taken out a loan with them.

Daina M
— Timaru —

Gold Band Finance Contact Details

Physical Address

  • 6 Sir William Pickering Dr Burnside Christchurch 8053 New Zealand
  • Get Directions

Postal Address

  • PO Box 713, Christchurch, 8140, New Zealand

Opening Hours

  • not available